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Proprietary Rights:

All materials and data on this site are the property of ICRS.  You may not copy, modify, display, or prepare derivative works based upon the materials on this site.  All rights not expressly granted are hereby reserved.

Applicable Laws:

icrs.biz is controlled by ICRS in California, USA.  In using this Website, you and ICRS agree that the statutes and laws of the state of California will apply to all matters relating to the use of this Website.  Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.

Hold Harmless & Indemnification

By using this web based service, you agree to indemnify and hold ICRS harmless against any loss incurred as a result of any claim, suit, or proceedings made or brought against you or us, which is based upon your use of this web-based service.  You agree ICRS’s services are educational in nature and are limited to facilitating organizing and conveying information.  You acknowledge understanding and agreeing that we do not sell insurance, and we do not place insurance coverage.  In entering into this agreement, you acknowledge there are risks in selecting insurance companies, agencies, and coverage combinations.  You agree there is no transfer of any of these risks to us.  You agree to inspect applications for accuracy for any insurance purchased.  Purchasing adequate coverage values are your responsibility.

The above idemnification and hold harmless agreement shall apply to, but not be limited to, the following situations:

  1. Should any insurance you purchase fail to satisfy you.
  2. Should a loss occur which is uninsured or underinsured.
  3. Should an insurer become insolvent.

ALL INFORMATION ON AND METHODOLOGY ON THIS SITE IS PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

IN NO EVENT WILL ICRS BE LIABLE TO ANY PARTY FOR ANY SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES, INCLUDING WITHOUT LIMITATION, LOST REVENUES OR LOST PROFITS, WHETHER INCURRED BY YOU OR A THIRD PARTY, WHICH MAY RESULT FROM THE USE OF THIS SITE OR ANY OTHER LINKED SITE, EVEN IF WE ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

This site may include technical inaccuracies or typographical errors.  Information on this site and any products or services to which this site refers may be changed at any time without notice.  ICRS makes no representations whatsoever about any other Website which you may access through this one.  Such linked sites are not under the control of ICRS, and ICRS is not responsible for the contents of any linked site or any link contained in a linked site or any changes to such sites.  Such links are provided only as a convenience, and the inclusion of a link does not imply ICRS's endorsement of the linked site.

 
 
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