We just unleashed version 1.0 of an email reminder service, designed to send emails to you at the right times, to remind you to take actions during the year that tend to save money on insurance. These are things I try to remember to do for my clients, even though the calendar is whizzing past us so rapidly.

For example, we need to be reminded when to order loss runs, when to update renewal specs, when to ask brokers which markets they want to reserve. A good email sent at the right time can be worth a lot of money. At each of the events, we need certain documents and information to help us execute the action with minimal time or effort. This service is designed to give you what you need, when you need it.

If you depend on your office manager or other staff to stay on top of your renewal cycle, it will really help them too.

I’m going to keep adding assets to this service for your benefit. Please let me know of anything that you think would make this more helpful to you.

To launch the service, click here.

You will be taken to a form asking for your expiration dates, and a few bits of basic information. If you are not sure of your expiration dates, you can guess for now, and provide more precise information later if you like.

Feel free to pass this along to any friends who might want to check this out!

Cheers!

Don Bury

Everybody knows you need your loss runs to get quotations. Insurance companies should send them to you automatically, in much the same way banks send you tax reporting information every year.

CLICK HERE for my video on this, and to read all about it. Do you agree?

Have you ever heard yourself complaining you don’t have enough time to do everything your business requires? You are working on estimates, sales, running jobs, getting materials, billing customers, doing paperwork, and on and on.

While all this is going on, the insurance industry is happily sucking dollars out of your bank account. Each day you are getting closer to your next insurance renewal, which is going to be about as much fun as the last one. You are too busy to do much about it.

You don’t have a system in place to control insurance costs, because that is about the last thing on your list. Unless you run out of money.

You can plug ICRS into your organization, and immediately gain an insurance cost reduction system, along with people to operate it for you. We are so sure we will make you money, we are happy to work on a percentage-of-savings-delivered basis. That’s right. We do the work, deliver measurable savings, the get paid a percentage of what we save you. You are the judge, and you pay us when you agree we saved you the money. (A modest refundable deposit is required.)
So I’m inviting you to make an executive decision - to delegate the task of controlling insurance costs to us, and hold us accountable for delivering results. Pay us when we perform. We will “get ‘er done”, and you will be free to do what you do best.

Hope this helps!

Don Bury

Be alert for the possiblity of a workers comp claim being fraudulent.  Pay special attention when:

• Your employee has a history of multiple claims, and is thus an experienced claimant, especially when they are in a short period of time.
• Longer absences than seem necessary and an unwillingness to come back to work.
• Your injured employee has problems at home - financial or domestic.
• Timing of the claim is suspicious - around layoffs, or completion of of a project that means they may no longer be needed.
• Your first notice of a claim comes from a lawyer or medical clinic.
• The injury follows disciplinary action, demotion or being passed over for promotion.
• There are no witnesses to the accident, or witnesses to the accident conflict with the claimant’s version or with one another.
• The accident or type of injury is unusual for the claimant’s line of work.
• Frequent changes of physicians during the claim or after returning to work.
• Fellow employees report suspicions.

If you suspect fraud in a workers comp case, notify your insurance company.